Shares of Kotak Mahindra Bank Plunge! What Went Wrong in the Earnings

"Kotak Mahindra Bank shocked the markets today! The shares plummeted more than **5.5% in one day** — all on the heels of one earnings report. But what did go wrong, and how does it impact you as an investor? Let's dive in and find out."

**"Earnings Snapshot: Numbers That Shook the Market"**

> Its Q4 results were marked by a **sharp decline in profit** below analyst expectations.

> ???? Bad loan provisions were three times higher than the previous quarter.

> ???? Loan growth came in at 13% — lower than its peers.

This underperformance instantly spooked the investors, and there was an instant sell-off.

## *: Why did the Share Price Fall?**

**"3 Key Causes of the Crash"

1. **Escalation of NPAs 

Investors were concerned the increase in non-performing loans is an indication of underlying credit quality problems.

2. **Weak Loan Growth:

13% growth might sound good compared to others, but when others achieved 18–20%, Kotak was weak.

3. **Subdued Future Directives

The tone of the management during the investor call wasn't all that optimistic, which complemented the bearish sentiment.

## *: Market Reaction and Technical Perspective**

**"How the Market Responded and What the Charts Indicate"**

The very next day of trading, the Kotak stock dipped to about ₹1,770 from ₹1,875.

It snapped major technical support levels, triggering stop-losses.

The stock was the leading loser on Nifty Bank and Nifty 50.

???? **Chart Talk:** Displaying visuals, include a candlestick chart along with resistance and support areas.

## ???? : Should You Buy the Dip?**

**Opportunity or Red Flag? What to Do as a Retail Investor

Some analysts view this as a temporary blow to an otherwise healthy bank.

Others are holding off, recommending to wait for better signals of loan book recovery.

If you are a long-term investor, now is perhaps the right moment to watch Kotak closely but take no hasty decisions.

## CLOSING THOUGHTS: Final Thoughts

"Kotak’s fall reminds you that the best stocks are also susceptible to earnings jolts. Being an investor, the key is to be aware — and not just get carried away."

Share your views in the comments — *Do you believe Kotak is a buy at the moment, or are you giving it a miss?

The Kotak Q4 2025

The decline in Kotak share price

* Stock market vlog India

* Bank earnings analysis

* Nifty bank stocks